The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) card is India’s flagship health insurance program, offering up to ₹5 lakh per family per year for secondary and tertiary care hospitalization. If you or your family are eligible beneficiaries, having a valid Ayushman Card is crucial to access cashless treatment at empanelled hospitals.
Fortunately, the government allows eligible citizens to apply for a new Ayushman Card online instantly, making the process fast, secure, and convenient. This guide explains eligibility, required documents, step-by-step online application, tracking, and tips for smooth processing.
Who Can Apply for a New Ayushman Card?
Eligibility is based on SECC (Socio-Economic Caste Census) 2011 database and updated state-specific beneficiary lists. You can apply if you are:
- An Indian citizen included in SECC 2011 or updated state list
- Belonging to economically weaker sections identified by PM-JAY
- Head of a family or member of an eligible family
- Without an existing Ayushman Card, or need a replacement for a lost card
Applicants must provide valid identification and address proof to complete registration.
Documents Required to Apply Online
To apply for a new Ayushman Card online, you will need:
- Aadhaar card (or alternative government ID if Aadhaar is unavailable)
- Family member details (names, age, gender, relationship)
- Mobile number (for OTP verification)
- Residential address proof
Make sure scanned copies of the documents are clear and legible to avoid rejection.
Step 1: Visit the Official PM-JAY Portal
The official portal is https://www.pmjay.gov.in.
- Click on “Apply for Ayushman Card”
- Choose “New Registration” for first-time applicants
- Enter basic family details and your mobile number
The system verifies eligibility using SECC 2011 data or state-specific lists.
Step 2: Fill Family and Personal Details
- Enter head of family name, age, and gender
- Add details of all eligible family members
- Provide correct residential address and contact number
- Verify that all names match official documents
Errors in this step can lead to delays in card issuance.
Step 3: Upload Required Documents
- Upload scanned Aadhaar card or government ID for all members
- Upload address proof if different from Aadhaar
- Ensure file format and size meet portal specifications (JPEG/PDF)
- Review uploads before submission
This ensures a smooth verification process.
Step 4: Submit Application and OTP Verification
- After completing the form and uploading documents, click Submit
- Enter the OTP sent to your registered mobile number for verification
- Once verified, the application is successfully registered
You will receive a registration acknowledgement number to track your application.
Step 5: Receive Ayushman Card
Once verified:
- Beneficiary details are processed in the central PM-JAY system
- A digital e-card is generated instantly (can be downloaded)
- Physical card is dispatched via India Post Speed Post to your registered address
- Delivery usually takes 7–15 working days depending on location
The digital card can be used immediately for cashless treatment at empanelled hospitals.
Step 6: Track Ayushman Card Delivery
You can track your Ayushman Card delivery using:
- Speed Post tracking number (SMS/email notification)
- PM-JAY portal with your registration number or mobile number
- Local Ayushman help desk or post office
Tracking ensures you know when your physical card is expected to arrive.
Overview Table: Ayushman Card Online Application Process
| Step | Action | Details Needed | Mode | Processing Time |
|---|---|---|---|---|
| Portal Access | Visit PM-JAY website | Mobile & basic family details | Online | Instant |
| Form Filling | Add family & address info | Family member details, address | Online | 10–15 min |
| Document Upload | Upload Aadhaar/ID & address proof | Aadhaar, Voter ID, Passport | Online | 5–10 min |
| OTP Verification | Verify mobile number | Registered mobile number | Online | Instant |
| Application Submission | Submit & get acknowledgement | None | Online | Instant |
| Card Generation | Digital card issued | All details verified | Online | Instant |
| Physical Dispatch | Speed Post delivery | Registered address | Offline | 7–15 days |
Tips to Apply for Ayushman Card Online Instantly
- Ensure all family member names match official documents
- Use Aadhaar-based verification to avoid physical document submission
- Keep your mobile number active to receive OTP and notifications
- Track your application regularly for timely updates
- Download and save the e-card immediately for emergency use
Following these tips ensures the fastest possible card issuance.
Common Issues and How to Avoid Them
- Incorrect name or date of birth entries
- Missing or unclear documents
- Using an unregistered mobile number for OTP
- Duplicate applications for the same family
Careful preparation of documents and attention to details prevents delays or rejection.
Final Thoughts
Applying for a new Ayushman Card online is now easier than ever. By following this step-by-step guide, eligible families can get instant access to digital cards while the physical card is delivered within days. Accurate information, Aadhaar-based verification, and regular tracking ensure a smooth experience, allowing beneficiaries to enjoy cashless treatment at empanelled hospitals without any hassle.
One-Line FAQs
- Can I apply for Ayushman Card online without Aadhaar?
Yes, other government ID proofs can be used, but Aadhaar speeds up verification. - How long does it take to get an Ayushman Card online?
The digital card is generated instantly; physical delivery takes 7–15 days. - Can I use the digital Ayushman Card immediately?
Yes, the e-card is valid for cashless treatment at all empanelled hospitals.